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Not all installs and replacements can be paid out-of-pocket. When IT’S TIME, Smith & Keene can help you finance your system.


We understand the importance of staying within budget and realize that HVAC repairs, replacements and new installations can be a big expense for families and small businesses. That’s why we’re happy to offer a variety of financing options from which our customers can choose. All of the lending institutions we work with are FDIC insured and offer competitive options. Any of the following financing options can be used towards your Smith & Keene project, and we encourage our customers to look into each option to find the best fit for their needs. For more information on financing, feel free to contact us and we’ll be happy to help.

*The Wells Fargo Home Projects credit card is issued with approved credit by Wells Fargo Bank, N.A., an Equal Housing Lender.

Monthly specials

To help Hampton Roads families afford the BEST in HVAC, Generators, and Plumbing equipment, we offer monthly specials. We help keep your home updated & your budget manageable.